Please note that the link to the article above was written in 2019 and as such, does NOT take into account the new laws passed in CA, i.e.

My biggest suggestion is find a team that delivers a reliable OUTCOME for their people.My team and I help out of state investors create a six fugure passive income in Indy for example, if you think you'd be a good fit for that please let me know and I can explain more. 

Following Mark's program, I replaced my executive income in 17 months and 3 days.In 2015, I completed 68 sales, in 2016, we have already completed 160+ deals and over the summer we closed on a $800,000 bulk deal worth in excess of $3,200,000. 

First 10 years I/O and fully amortized for 20 years thereafter..If it's full income verification, strong credit and a lower LTV you should be able to get there with a mild buy down..Check in with @Joseph Chiofalo for a quick second look.

Hi Account Closed, Welcome,I guess I would like to know to what end.

Hi Brian..if the collections are paid off you should be able to get to that high of an LTV, providing you can verify income.

As others have said, it may make more sense to use FHA on a quadplex as you have more units to try and generate income with.

Because you did not have a quote, start by requesting an accounting of the hours.  

I file jointly and we are able to put enough of our income into a retirement plan that we can be below 89,000 in income (including rental income).

If they pass the background check and show income, then well OK.