Medium to higher prices that cash-flow or break even (at current rates) are probably C/B- class.

About the basement: It's partially finished (drywalls and ceiling only) with no bathroom or kitchen.Since it's a considerably smaller house, I am not sure if this would add significant value to the house if we sell it say 5 years down the line.

This does not include cash flows, but just price sold from one buyer to the next, and current appraisal.

Cash flowing rental for years to come!

So the cash flow is definitely there.

cash flow would be tight but you have a great rate. might be best to sell and cash in the tax free capital gains if you qualify and reinvest the money to make more money.

You could also move into the Tampa property later on - although I would say this is a rare practice because people usually like to take advantage of the primary home loans if they are going to live in it (people usually live in, and then rent).All good points and considerations I have thought about.

It works for me in Utah because there is no other way I can think of to make a house cash flow here without putting 50% down.

They are the ones who also have the mortgage office which is what a lot of the servicers use but that is an overkill and way to expensive.I also know some people have created flows withing clickup and other project management systems. 

Obviously with it being vacant and getting ready to rent, it’s not making any cash flow, so how does that work.