Are there factors within my control or specific to my situation that influence this, or is it purely based on lender policy?

Don't forget to factor in state tax.You need to get with a CPA so that you can structure the deal in such a way that you demonstrate investment intent.

There are many determining factors and indicators in this market that will allow you to narrow down a solid price point that is reliable based on market activity - I do it every day for investors, investment companies, and lenders throughout the country that need Metro Atlanta home assessments. 

Does anyone think that these factors are deal breakers?

It's a cost of doing business and factor it in.

Lots of factors here, some manageable some not so ideal however the numbers seem to work every way I run themI was contacted by the son of a deceased mother who after her death, found out she owned several properties. 

I also spend hours running very comprehensive CMA reports on properties to analyze their list factors, sold factors and the average percentages of their tax assessment value that they are selling for as well.

What is your best recommendation based on wear factor along with the high heat in the summer time? 

Just factor it in.  

Just don't forget to factor in sales expenses and taxes on short-term gains.