-Would it be better to ask for the down payment loan and construction loan from the same party, or are there any advantages to seeking loans for renovation costs elsewhere, such as HMLs or even credit cards?

@Nathan Gesner Great tip on the month-to-month basis with a 25% increase.

If you are to go this route, here are some of the best 0% APR business credit cards.

So many good tips in here.

No other debt.I have 2 CCs I pay off every month and a 810 credit score.

Ridge Lending All in One, first position HELOCAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MOBank of the westBB&T will loan on a rental portfolio, tooBBVA CompassBoeing employee credit unionCalifornia: Cal Coast Credit Union and Fremont Bank.Citizens first position HELOCCMG a financial 70% LTVEast West Bank, up to 60% LTV with "no docs”Figure 80% on a rental, not in LLCFirst Florida Credit Union https://firstflorida.cumortgagecenter.comGreat Lakes Credit UnionHSBC 70%, for premier clients onlyHuntington 75% LTVHurst Lending and Insurance Investment property HELOC in Texas.

I've come to find out that Own It Detroit (Mutual Property Management) put people with below 600 credit scores in their clients homes.

I have maybe 100.00 of liquid cash, my credit score is 577 and I have a home 3 bedroom that I pay a Mortgage too.

My contracting team and I have talked about them getting like a 100k line of business credit that we can use to off set draw lag. 

The realization you had during the pandemic about the importance of work-life balance is something many people resonate with.As you embark on your journey toward purchasing your first cash-flowing rental property, here are a few tips to consider:Keep expanding your knowledge in real estate.