I'm thinking of cash-on-cash ROI here in the long term (I'm in a medium-appreciation environment which helps).

But yes, you'd only be accelerating your payoff because of an artificial/short-term lower interest.

Currently running through numbers to see what makes sense in terms of rentals and mitigating occupancy risk in the transition from on to off season. 

We’ve recently launched a new funding program with preferred terms and would love to discuss how it could benefit you.

I am right behind the other Jonathan (@Jonathan Greene) the best one is the one you can use on a consistent basis.We use hubspot for our general contracting business because we believe in the long-term growth potential it has. 

Most stuff in CHS that's worth buying is gone in pocket listings or shortly after hitting the MLS.

As for the 2/1 unit There is a long term tenant (10+ years) that has a great relationship with the landlord (they seem to be friends as well) and has been paying rent on time ever since they have been there.

It would be long term a house hack.

This suggests some volatility in the market.Investment Considerations- Long-term Potential: The presence of a dedicated economic development partnership and active city government suggests efforts to promote growth, which could benefit real estate investors in the long run.- Property Management: With companies like Champion Investments managing a large portfolio of properties in the area, there seems to be a robust infrastructure for property management, which could be beneficial for out-of-town investors.- Market Knowledge: Local real estate companies like RE/MAX Select, with their 18 full-time agents, indicate a strong local real estate community that could provide valuable market insights.In conclusion, Shelby's real estate market shows potential for investment, particularly given its price growth and strategic location.

I actually ended up working with a DFY arbitrage program that finds the right property, negotiates the least terms with the landlord, and even has an interior design department to set up your listing.