Depending on where you are purchasing and other criteria, you could use a USDA loan and do 0% down.Lastly, major banks aren't the best choice, necessarily, for loans anymore. 

I'd think your Norfolk property would be popular with the increased capacity for family in town visiting, traveling through, moving there, etc.

Coliving seems to be popping up more and more, and I think it is only a matter of time until it get even more popular.

Good choice!

It cost nothing to set up  and there are a couple of choices on interest rate locks.  

If nobody fesses up, you have no choice but to charge it to all four units equally or maybe split it based on the number of occupants per unit.I would also try to track down the culprits.

But today, you have a considerable amount of equity built in paydown and appreciation to access, and you can use that equity to improve the current house and purchase more.Many people find suitable alternatives to manage a handful of properties from a distance, so even if you move eight hours away, you can do most of the managing yourself by building relationships with contractors and real estate agents, paying a small fee for them to help as need requires.Only sell if you know the choice is mathematically correct, rationally made, and leads to more property acquisition now.

For Ogden, UT, you're at a popular price point for a popular asset class in a small market. 

You'll get it cheaper, you'll probably make a wiser choice, and you won't have debt holding you back from whatever your next step is.I have a family of five.

It is a risk I'm willing to take, during the pandemic when 31+ nights is such a popular option.