Either way, reach out to my friend Justin Kelly with Van Dyke Mortgage, he is local and will answer your questions and shop the market for you. 

Fancy seeing you here - reach out to Monique and we can all get coffee soon.Sounds like you're on a similar starting trajectory to us.

The mortgage company shopped the plans around to a few builders they have worked with in the past but the builders told them they don't build those types of homes.Thanks.

Big banks do not focus on mortgages like your local mortgage lender does, therefore you might not get the level of service you might want. individuals usually want to rate shop, but it is more important to find out what the payment is going to be rather than shopping for the actual rate.

To some people $4k per year may be spit in the bucket but it was worth shopping around for us.

Make your own coffee in a mug you own in the morning.

Typically, its 45 days that you can shop around for different lenders with only getting one hit on your credit.

They aren't hard to find, but you may have to shop around to find the right loan product that meets your needs. 

Budgeting, Shopping for materials and, contacts with vendors. 3.

Remember how we used to have a TV and radio repair shop in town?