(I have some producing much much higher) Even some on market listings right now allow for 18-20% ROI. 

I can't imagine you'd be able to purchase a new property in that area that will produce any positive cash flow (unless you're paying cash, in which case I don't know what your COC return's would be).  

Decide what's most important to you: keeping your money safe (capital preservation), earning investment income each month, owning an asset that will be more valuable later even if it doesn't produce a lot of return right now, risking depreciation and vacancy in exchange for potentially bigger profit margins?

The federal government should have very little involvement in how I manage my income producing asset.  

I assume you have a well established corporation you plan to lease this apartment under as they obviously sent going to rent their apartment to a “corporation” that owns nothing, produces nothing, has no credit and no money. 

The latest 12-year bull market has produced more fakes and scammers than ever before.

I included all expenses, maintenance fees, and a healthy repairs reserve (which I have never came close to using in 4 years) to calculate net cash flow.Numbers are below:Property #1: Equity = $202,815 Net Cash Flow = $10,270 ROE = ~5.1% {~56% LTV}Property #2: Equity = $103,284 Net Cash Flow = $6,109 ROE = ~5.9% {~57% LTV}Property #3: Equity = $90,588 Net Cash Flow = $2,475 ROE = ~2.7% {~61% LTV}What do you guys think of these ROE numbers?

(income producing wife :wink: )

To say that took a toll on my health is an understatement.

In my second year, I was top producing agent at the regional level with individual sales.