Any reference herein to time periods of less than six days shall in the computation thereof, exclude Saturdays, Sundays and legal holidays, and any time period provided for herein which shall end on a Saturday, Sunday or legal holiday shall extend to 5:00 p.m. of the next business day.

Excluding, on the phone, sleeping, dinner, church, or with a client.

Any reference herein to time periods of less than six days shall in the computation thereof, exclude Saturdays, Sundays and legal holidays, and any time period provided for herein which shall end on a Saturday, Sunday or legal holiday shall extend to 5:00 p.m. of the next business day.

This excludes any commercial RE owned for my businesses, which have 0 leverage. 

The program is designed to assist low-income families, and these benchmarks might exclude a lot of qualified people.That said, the requirement for stable rental and work history is reasonable, but you might consider relaxing the credit score or income requirements since Section 8 guarantees a portion of the rent.

This criteria happens to pretty much exclude all S8 applicants. 

I like to rent to "untouchable" applicants like these with something in their application that excludes them from 90% of the market as long as I can get a premium rent amount for doing so and adjust for the risk.

It's easy for contractors to make a fine print note saying they have excluded some aspect of the project and then you have no ground to stand on when they tell you it will cost extra to have it done. 4.

In that case, would that be excluded from my DTI ratio?

There are still quite a few of us in the middle though (see how I excluded myself there?