Hi @Mike Cangi,How are you and welcome to BP.If I am reading correctly, you are seeking a bank and appraiser in the back end of a cycle of the current real estate market to take a complete income approach and not look at the market approach on a true 4 Unit Multi Family in the  Philadelphia Market.

Then, you can also pull out the principle tax free (you already paid the tax on it) and penalty free (principle only, not growth) to start your business. 

I'm going to seek guidance from my attorney as well.

Do you know if you force foreclosure and it goes to auction do you get the money back that you paid for all the past taxes and penalties etc.? 

First, you should reexamine your second mortgage loan terms to learn if there is a prepayment penalty associated with your note. 

Fear isn't bad or something to avoid; conversely, it's something you want to seek and embrace.

The natural options are to claim the state from which you entered service, or the state you are first stationed in, but a state like Texas (check to see if it has changed) will accept your intent to live there after serving without penalty if you don’t.

Readers should seek professional advice.

Thanks @Dan CumberlandI am also seeking a cap rate of 10% or higher but have not been able to find such opportunities but at the same time do not want to sit on the sideline and not learn anything.

Wealth building without negative cash flow and no work is what it sounds like you are seeking.