I also am a huge fan of Dave Ramsey and am working the same baby steps, though I do treat my real estate investing different (very conservative, but I am okay with debt as long as it's supported by a fixed rate loan.)

That beard hides his baby face...

I really like this style since it definitely is unique to the opener in a stack of mail, it looks like a baby shower invitation.Regardless of the results, I'll be back again in 4-6 weeks for round 3.

This baby is rated to produce 32 million postcards a month.  

I love his energy, not to mention he couldn't care less how crazy other ppl think he is. 10X baby!)

I was convincing myself that I could make enough money through real estate on the side so that we wouldn't have to take out loans this summer when my pregnant wife stops teaching school so she can stay at home to raise our baby.

My brothers and parents thought it was funny to refer to her as Guido or Luigi when she was a baby.  

Oh, poor baby.

And you risk the boy friends and baby daddy's.. that's your risk.And of course kids are rough on houses I don't care what environment they are raised in.. 

I just sold one last week in Charleston for 2.2 million and it never hit the market and all cash.. fingers crossed we get that baby closed..