Some carriers completely exclude damage to the dwelling that originates from the backup of water or sewer, while others may provide lower than normal limits. 

Since you're at 1.5 yrs, you get $375k excluded (75% of $500k). 

Per https://www.investopedia.com/articles/investing/092815/how-become-accredited-investor.asp it's: "A natural person who has individual net worth, or joint net worth with the person’s spouse, that exceeds $1 million at the time of the purchase, excluding the value of the primary residence of such person."

Most people self exclude themselves. 

I'm wondering if it makes sense to clear these out so I can refinance the condo or if I should exclude the condo from the refi and "let sleeping dogs lie" since this is a long term rental.In the summer of 2012, I purchased a condo at HOA lien sale for $11k.

But if you are dead set on sending him to a school, well, perhaps a deciding feature would be which employers recruit from each school, the career track at each employer for three years after joining, including pay, excluding benefits--because they are mills who discard the hire after a certain time in many cases, or the worker leaves to take another (so-called) better job.In addition to that which schools have which Fraternities, and which Fraternities are likely to be the most useful over the next 20 years in getting him employment if he needs it (and will he fit in with the Fraternity--or have to choose a lower ranking one).And also how inline or out of line is the School's (within the College) faculty with (your families) political leanings.Good Luck!

If your insurance does not exclude the specific breed, then you are screwed even if it is a so-called dangerous breed.

So much propaganda they only list peer-reviewed medical journals outlining the data and conclusions http://www.dogsbite.org/dog-bite-statistics-biblio...it's not a conspiracy that most insurance companies either do not allow those breeds on properties they insure or the exclude damage done by those "vicious breeds" it's an actual, real and present danger and very applicable to the aspiring and actual professional property manager/investor.

Excluding the periods of “tulip bulb” irrational exuberance, a property must produce enough of a risk adjusted return to satisfy both the ROI demands of the “limited partners”, and the income/time requirements of the sponsor.  

Since the last time I posted here, I've sent more than a million pieces of mail to more than 90 different markets across the U.S. and my perspective has changed a bit.I now use a series of 6 letters in most cases with most lists (excluding time sensitive lists), and yes, I write all the copy myself.