@Chris Seveney Lots of great points...My feeling, based on looking at past notes and tapes, is that there were a large amount of sub performing notes with borrowers that were just barely hanging on. 

I hope I'm wrong, but then like you said, this would be a good thing if we are poised to buy in a downturn.I think the most applicable scenario for me is during the refi process, if the value goes down the bank might not be able to lend as much as I need (since I've only owned the house for 9 months and have little equity in it).

I currently do a phone interview, application, and showing.

I just have a few basic questions regarding what to do before I get my feet wet and my hands dirty:Before I own any piece of property, I would need to have all the necessary documents ready (i.e. rental application forms, notice to quit/vacate, etc.).

What we're hearing is that pending sales (new contracts) are still strong, purchase mortgage applications are strong and no significant increase in contract cancelations.

I ran a background on a potential tenant and I denied their application based on information provided on the background check.

I was going to use an app like movavi or imovie to create a video I could send to the potential applicant. 

Form CVA, 3/20)The following terms and conditions are hereby incorporated in and made a part of or, as applicable, an amendment to, thePurchase Agreement or n Other _____________________________________________________ dated _____________(the “Agreement”) on property known as _______________________________________________________ (“Property”)in which _______________________________________________________________________ is referred to as Buyerand ___________________________________________________________________________ is referred to as Seller.From time to time, events overtake the ability of the parties to a contract to allocate the risk of nonperformance.

This is applicable for all canceled stays with a night that falls between March 13 and April 30, 2020, even on trips that are outside the set cancellation policy.After throwing everyone at the lap of the greedy homeowner, I think it is worth readying VRBO's blanket statement on the trip insurance refunds that they sold:Position Statement - Coronavirus OutbreakThe Coronavirus outbreak is considered a foreseeable event under any plans purchased on or after January 29, 2020.

It’s not implemented just yet, but the mechanism is an advance that is requested upon application , this advance must be paid by the SBA to the applicant in 3 days.