(It comes with 1-2 years and many credit cards double it for free.)The ONLY time I buy appliance extended warranties is when buying clearance items. 

If you walk streets and drive 8 hours a day to net average of 1 deal per quarter @$10K assignment fee, then you are essentially working for free or for very very low compensation.

Feel free to reach out though if it might be helpful for you to go through some of those!

Am totally new to investing, but every training session i read or listen to, says to start in your back yard. 

So, the Dejoy sale is 2 years old, as you said, and it has 2 ADU's (I assume ADU + JADU), or has a total of 3 units.

Please feel free to reach out to me directly if you need!

And feel free to contact me or my wife (Marcia Gilad, also on here) with any questions, we're both investors and lenders.

I'm willing to leave the property empty for a year to take advantage of owner occupied loans, if that's possible.Here are my estimates..Property: 1,355 sq ft, | 3br 2bath | 8,500 sq ft lotComps / ARV: 500-560k ~ 530kTotal Needed: 340-400k ~370kSale Price: 270-310k ~ 290kRenovations: 70-90k ~ 80kSevere cleaning needed (doing myself)Severe landscaping needed, it's a jungleI'd like to maximize potential value and be at the top of in-area comps, so would like to do a full gutCash on hand: 20k - 30k------------I'm considering,- Seller financing + separate renovation loan- FHA 203K (BRRR)- Fannie Mae Homestyle Renovation (if down payment is below 5%) (BRRR)------------Seller Financing + Separate Renovation LoanPros:Low down payment (via seller willingness) <= 3%Low interest rate (via seller willingness) <= 3%Cons:I'm unaware of how I can finance rehab without a personal loanMust cash-out refinance to obtain equity, conventional loan rate will not be as good------------FHA 203KPros:Low down paymentBundles rehab costsCons:Higher interest rate than the seller financed loanMust cash-out refinance in order to obtain equity and make an investment property------------Fannie Mae Homestyle RenovationPros:Bundles rehab costsCons:Higher interest rate than the seller financed loanMust cash-out refinance in order to obtain equity and make an investment property------------I may be totally off on what would be optimal here but wanted to provide my current thoughts.

$499,990 3 Units Generating $3,700/mo That property would not even meet the DSCR requirement if the total income is $3700 per month.

Feel free to inquire about their staff qualifications if it's a larger organization.2.