If your new servicer wants to play games, file a complaint with the CFPB and dispute with the credit bureaus.

@Jake Baker Love the approach of measuring the total offers that you send, if you know your strategy most of the time it is a numbers game no matter the condition of the market. 

It's all a part of the game. 

I am a LTR owner, getting ready to move into the STR game.

When you are new to the game, agents, wholesalers, other investors, and even you can push you around.

I already have land holdings near Everett that will certify out at 304 salable density bonus credits.To play this game, I get certified and then "clip off" the transferable development rights for sale to urban developers in the county, who can cash them in for an increase in dwelling unit density from an original 22 units/acre to 58 units, and building heights from 45' to 75'.

Your story proves that being in the game creates opportunities you can’t plan for.

Personally, I hope it isn’t, as it could severely impact international investors and the real estate market as a whole.If you’d like to know more about this topic, here’s a video that analyzes the proposal and its potential implications:Video on the 100% tax proposalThanks again for your comment,Montse

I personally focus on DSCR investment loans and creative investment financing strategies, so I am happy to connect with you and talk about a game plan.

Just keep in mind that entertainment expenses—like taking clients out for a show or a game—aren’t deductible anymore.And, yes, you can deduct 100% of your education expenses if you’re already a real estate investor.