No agent, just him and I and we both have an attorney.Everything was smooth sailing and the day before closing, my attorney got a call from the seller's attorney saying they need an extension for a week. 

At least, you could have tried to split it with them, but it sounds like that ship has sailed and I'm glad that they came back good.Whether to charge an application fee or pass the cost of a credit/background check on to applicants is one of those questions that comes up periodically and never really has a perfect answer.Some landlords use it as a way to weed out the tire kickers and people who aren't serious about the apartment, and also people who already know they have bad credit.And in A or B areas I think that can work very well.In C areas, like much of Woonsocket, I think it can sometimes work against you as there may be people who have credit issues who nonetheless would be great tenants because even if they haven't paid every bill on time in the past, they've always prioritized their rent.So I think you need to be flexible with the area and also what the state of the rental market is telling you, and, related, what you see your competition doing in that area as well.

Much smoother sailing and better actual returns.

It was standard mortgage underwriting FYI, but smooth sailing besides that

Then I stumbled on "no money down options" Whole sailing/ lease to own/subject to etc etc.

The goal being enough net income to write, read and sail without worrying about bills.

I kept hearing from "investors" Vegas ship sailed 2 years ago.

Have been sailing for Dept of defense for last 4 yrs.

His story was that he had owned these homes for 20 years, and that he had recently lost an adult son and it had "knocked the wind outta my sails".

Our goal is to use retirement pension AND our cash flow to sail around the world on a boat.