@Joshua MartinSince you might sell next year, a HELOC is probably the better short-term option—lower upfront costs and flexibility to pay it off when you sell.

Have you considered creative financing options like joint ventures or seller financing to reduce reliance on outside capital?

Quote from @Ashish Acharya: @Cameron Marmon Since you’re married and living in Texas, a community property state, you have the option to treat your 50/50 LLC as a disregarded entity for federal taxes.

I've been at this a while and have over 70% equity in my combined portfolio, and I'm over 50 years of age, so I don't look at creative financing options. 

We overthink real estate...Just find a place that people with options want to live. 

I am currently seeking a lending partner that offers 100% or near 100% financing options for new construction properties in the Philadelphia region.

Please advise on how to accept a colleague request...the 'accept' option isn't showing and 'notifications' does not activate when selected.  

For an auction.com purchase in Washington you have 2 options. 

That might be an option.

Explore insurance options as well!