He even agreed to selling me one of his since it’s already performing and ready to go.

Quote from @Tyler Reed: Hey Wendell, this is a great strategy!

@Kannon Vogt that's a whole lot to go over when I think we could cover most of it in a 30 minute phone call.

SF is a very unique market, and actually may be a great time to buy right now, especially if they can successfully turn the city around. 

I have actually switched to the One Brokerage now.  

I am always opening to learning more i also would like to be pointed in the direction of a reputable financial advisor for business purposes.

I use Sam's club and Amazon.I have a pro account with Sam's.

@NA NASince this is your first purchase, focus on finding a property where the numbers work, rather than just any deal.

Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

The underwriters will be looking at similar property condition requirements (c4 or higher) of a conventional loan (no deferred maintenance or safety hazards which would affect value).