But your main killers; road access, water access, fire hydrants, flood plain, storm sewers, Storm ponds, road surface requirements, etc. 

One of our Main principles is that we do not take any upfront fees ever !

Than I thought it was all the things that could go wrong in the flip, hidden gems like K&T hidden in the walls, shot main-lines, etc.....   

If less than the main Invelo package then what would upgrade costs be?

The main issue is a consistent lack of effective management and oversight.

We were able to buy low in a good neighborhood since the home was in need of some work, mainly needing cosmetic work and some deferred maintenance.

If so and the monthly payment isn't too bad then you're still moving the needle forward if your main goal is wealth generation and not just cash flow. 

I’ve received multiple quotes from insurance companies (mainly I would obtain the quotes myself).

We also have a bank account at a smaller Chicago community bank, but there technology isn't as good to be honest.I think @Jonathan Greene's main point is don't step over dollars to pick up pennies. 

That's the reason why we sign leases in person, so we can go over the main issues in person and make sure they are understood.