Weigh the long-term benefits of the low mortgage rate you have versus selling and getting $500k from a sale exempt from capital gains tax.

Across the board, the worse the neighborhood, the better the cash flow, the better the neighborhood, the trade off for tenants base, better schools, low crime, etc etc.

Meaning the low hanging fruit for a new investor might be a little higher up on the tree and fewer and farther between.

Prices remain relatively low, but appreciation may be slower.Monroe: A mix of cash flow and appreciation potential, Monroe has become a popular choice for investors, especially in areas where new developments are popping up.Appreciation-Focused NeighborhoodsBallantyne: A well-established area with high demand, Ballantyne offers excellent long-term appreciation potential, though cash flow opportunities may be limited.South End: A booming urban hub with a vibrant retail and restaurant scene.

We’ve tried other platforms on the market, but the message delivery rates were very low compared to the 85%+ I get here.

That seems low with the 5 units and storage you mentioned unless they are 1 bed units. 

Low or No House IdentityPeople want to take pride in where they live.

THe lender is a credit union and it is a conventional low rate loan.

The downpayment is good but the interest is to low.

Tulsa and OKC are both solid markets with strong rental demand, relatively low entry costs, and good cash flow potential.