@Francys Ramirez recommend you complete your BP Profile and add as much to it as you can.What you've got, doesn't really tell a story.Familiarize yourself with the BP Calculators.- Know a real estate team that uses them to sell a ton of rentals!

I looked at her YouTube page and her BP profile and see no evidence she is an investor or that the SubTo program has helped her with investing.

-Increases the Value of the property, almost always by at least the invested amount, in many areas of San Diego, it can increase the value of the property by as much as 150% of the invested amount-Decreases your risk profile, having 4 units instead of 2, helps stabilize your rental revenue when vacancies and repairs have to happen.

Wow while your story is really inspiring, I found the most impressive part is your credibility and reputation.

To add to my previous comment, we often do a LinkedIn search to see if our guests have a profile. 

One, who is a young computer scientist and managed to save 180k at 25 - which is pretty impressive. 

However, it seemed that nothing impressed the cleaners I interviewed.

That’s impressive, especially with a small multi-family property.

The good payment history transfers to their credit profile. 

Rates will generally be higher than conventional loans—typically in the 7-9% range—depending on your profile and market conditions.