I exchanged messages with another (very generous and informative) investor recently about seller financing and he described it like you, with the healthy down payment and slightly higher interest rate, but I couldn't wrap my head around a buyer with $25k in their bank account who can afford a higher interest rate and slightly higher monthly payments that couldn't qualify for a traditional loan.

It all takes time, it takes time to build trust, to create healthy relationships with those in your industry & market & it definitely takes time to build a successful business.BP is a great resource for information on any type of investment relating to real estate, you just have to look for it for like 5 minutes.

She's back healthy now and working her two jobs as normal.

Where the woman talks about how everything going to be perfect on that day and the guy nods along with a sly little smile and you know he's just waiting until something better than his baby mama comes along to ditch her, pilfer the savings, and run away from child support as fast as he can.

(smile) P.S. - I don't get any compensation for this referral. 

I recently found this local forum for Canadians and am happy to see a healthy level of activity.

If you can afford 20%-30% down in your market then go LLC because it can offer better protection for you personal assets against lawsuits when combined with good insurance and healthy separation in finances.

She’s paid back her debt, is back to work, and healthy.

Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures.

I'll sit at my little desk and make my little loans smiling and having fun every day.Thanks for the explanation.