Maybe that will change towards the end of the year if I start to see any deals but I believe the Fed will be forced to drop rates precipitously in the next 24 months or so and borrowing will again be advantageous. 

If you are close to that mark, we can work with the borrower to do a rapid rescore.

yes, you can tap it, but at a high interest rate. that just puts more pressure on whatever you're investing in to be a home run and beat the rate you borrowed at. 

They're typically more expensive than a bank or conventional financing but can close much faster and tend to accept borrowers who can't achieve bank financing.

I only seeing as borrowing.

It sounds like you believe that you can borrow, buy, and make money.

I've had a few borrowers looking at Toledo as well, Alex is right about the lower acquisition costs for sure. 

As noted, any commercial sized assets are already held in an LLC, which it typically the borrowing entity, which is owned by an LLC where the LPs come in.  

@Samuel MartinTry get another primary/second home if possible.If not, find a great deal and get a partner to expand your borrowing capacity.The way I scaled with no money was hustling to find the best deals and then get a partner/investor to jump in with me. 

If you can find a lender that will borrow you that much, you don’t mind being negative $800 give or take per month, and you don’t have anything for the bank to go after if you fail.