In general it appears accommodations you pay and everyone has to make them (e.g. painting in a handicapped space)  but modification the tenant pays (unless you have government funding or were built after 1991).

Pretty fit looking guy still though I bet he’s a 6-8 handicap

To further prove your faulty logic, let me give you a better example:CI park in a handicap spot and get a ticket because I don't have handicap license plates or window tag.

A few years ago a family in Lewiston, Me with a child with lead poisoning who became severely handicapped sued the landlord.  

(c) To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation, or discrimination.

You can be visited by the Atty General if you are cheating "vulnerable" sellers (foreclosures, handicapped, veterans, elderly and anyone else the Atty General deems vulnerable)13.

It's up to us as astute investors to know and understand as much as possible so we can handicap the possible outcomes ourselves.  

I like to be transparent.2nd and probably most importantly, never tell a qualified handicapped applicant that they can't rent or they can't do any modifications to the property, and you can't ask for a higher deposit from them either.

In the Sale and Rental of Housing: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap: Refuse to rent or sell housingRefuse to negotiate for housingMake housing unavailableDeny a dwellingSet different terms, conditions or privileges for sale or rental of a dwellingProvide different housing services or facilitiesFalsely deny that housing is available for inspection, sale, or rentalFor profit, persuade owners to sell or rent (blockbusting) orDeny anyone access to or membership in a facility or service (such as a multiple listing service) related to the sale or rental of housing.Notice the highlighted sections.  

You could alleged that "protected clases" of people are more likely to be renters and that the HOA's "no rental" policy "has a discriminatory effect where it actually or predictably results in a disparate impact on a group of persons or creates, increases, reinforces, or perpetuates segregated housing patterns because of race, color, religion, sex, handicap, familial status, or national origin."