They asked everyone to wear masks and refrain from unnecessary activities but allowed all the businesses to stay open.

Your becoming a carrier of disease imposes a cost on me.

@Patricia SteinerHmm, I'm very confused by your unnecessary confrontation.

Also, we want to understand how to structure this conversation to avoid unnecessary questions or pitfalls.Any suggestions are appreciated.

Is there upside in getting rid of any unnecessary expenses? 

The plumber that actually fixed the leak also told me the repair job they did on the water has a bunch of unnecessary and expensive components in it.

They’re merely imposing their subjective, paradigmatic fears upon you, thinking it’s their job to play opposition advocate, punching holes in your plan.

@Brandon RushThe problem with taking out the “middle man” on maintenance requests is that you run the risk of a tenant calling your vendors for unnecessary service calls that you have to pay for.

Most people will caution you to only get one, and to have a tiny credit limit on it to make sure you don't go bananas on unnecessary spending, but if you're already in the mindset to use your credit cards as a tool for building credit, I don't think you'll have any issues with it.

I'd probably ask them if they'd lower the maintenance threshhold to $250 so they don't try to make a bunch of money by doing unnecessary maintenance.