Feel free to share the identities of the scumbags so others can take steps to avoid them.

I was told the other day that specific guideline is dealing with a lot of mortgage fraud where people say they are buying property and saying it’s going to be investment property because they need the income from the investment property to qualify but their real intention is to occupy it as their primary (which they would not qualify for without the rental income).

This doesn't take into account most of these operators are FRAUDS AND SCAMMERS with no money to close.

The low down payment would only be to owner occupy one of the units. 3 units are identical, the "master" unit is actually a separate 2/1 house with a private yard, fireplace, and private swimming pool (which is empty and needs rehab). 

Two days ago she changed her identity on her Google page then updated her 1-star complaint of me.

Bump it 25% or so to account for it being tax-free income.If it's the "HUD-VASH" program that I'm finding on google, it looks like from your perspective this is pretty much identical to Section 8; in your shoes I'd follow whatever I'm currently already doing when it comes to Sec8.

For starters, don’t write a blog on your public intent to commit mortgage fraud, AM I RIGHT???

My first thought was that I can just kiss it good bye, but then I started thinking about the fact the he had nothing to sell, and it’s potentially just fraud.

You could have two identical commercial properties next door to each other with totally different caps solely based on the quality of the management- this would not happen with residential investments.

One of the greatest frauds in our lifetime.