I'm just getting frustrated with poker.

HOW AGGRESSIVE ARE LENDERS IN MODIFYING LOAN WHERE CLIENT IS UNABLE TO BE AT A FFORDABLE PAYMENT WHEN HE SUBMITS FOR HARDSHIP IVE HAD CHASE DO 1 WHERE CLIENT WAS IN A FIXED AN DROPPRE HER RATE TO 6.875 AN PIT MISSED PAYMENT AT BACKEND THINKING OF SUBMITTING MORE CLIENTS

On the other hand when we see that things are reached a level where Affordability is getting violated.

People that borrowed more than they could afford would be foreclosed upon.4.

At that point, you run the risk of not affording to pay the mortgage as YOU promised to do so.

I have been in your shoes so I understand the frustration.

That's a place you and I will be at in 5 years when cashflow is no longer an issue and we can afford to sit on fun, flatlining equity speculations.

Were they transferred and can’t afford two homes?

I often tell my family members about big deals I come across, and they say those ignorant comments like.." you can't afford that" lol If they only tried to understand the value of a good deal, and leverage..

Thanks for your input guys, but neither of you answered the question, which was not a "trick" question Dan.I often am asked by new investors if they should use the services of attorneys, CPAs, etc. or go at it alone until they make enough $ to afford them.That is the common question, not how much financial planners make. the FP was just one of many professional which a person can utilize, I was not specifically referring to them.Any real thoughts on how YOU would answer this question if asked of you by a new investor?