I was told that the fact that I have a renter in the Mother-in-law wing of my property who pays rent, can NOT be factored in.... because It hasn't been 2 years that e's been a tenant via shows this on my Taxes .If I could get the Lenders to see that he has been there for longer than 2 years ( he's the same tenant that was there with the previous owner, before I bought the property ) .....

We definitely plan on visiting some different lenders although we have been holding off on that as we are waiting for my mother in law's estate to clear.

I am a mother of 1, I work part-time at a local elementary school helping kids learn to read.

Now SoCal and Cali is a big place, there are some areas that cash flow just fine day one...if you go out a couple hours outside of OC, Bakersfields, Deserts, etc...and or look into getting creative with vrbo, short term funished, think traveling nurses...you get the picture.

I think it's a great way to solve homelessness, good starter option for a single-mother to own a home...etc.

They do this to make sure you have the money and essentially aren't borrowing from some other asset or person just to show you have the money when you really don't.When I was still in college, I had good credit and no money while my step-mother had money and terrible credit, so we agreed that I would apply for a mortgage and she would put money in my account to show the bank I had enough for the downpayment and took it right back out the next day.

Ok so we just bought a house in Fruit Heights UT that has a mother in law apartment.

Mother, father, and son.All are still living. 

I own eight houses in South Jackson and manage one on my mother's behalf. 

My mother's side of the family has a trailer park that I have assisted in managing for the past two years or so.