Imagine if 20-30% of the buying transactions disappeared, and that's a good picture of what life would be like in a stricter system in those countries that you mentioned.These subsidized loans happens largely because US social policy is mostly non-existent towards public housing or rent subsidies when compared to those other home-owning countries.

As a renter and parent in Marysville, I can tell you there are plenty of families who are OK with the public school system in Marysville (IMO all public school systems in any area suck for their own reasons) and Marysville has a strong sense of community not found in Seattle.  

The BP chat system is down, but we can continue that discussion soon.Looking forward to meeting everyone else at this meeting. 

Getting started was tough but I had a great support system and I was young which helped. 

I'm a little unsure about how this system works, and of course, being cheap/frugal/ whatever, I hate to waste money.  

They have great systems, are very good at pitching and convincing people to sell to them, and you can probably learn a lot by watching their approach. 

Contact the staff to acquire the leads you want within there unique system. 

Divide those costs up over the remaining number of years of life for those major systems, and then add a bit more because while you may want the heating system to fail at the end of its life, Murphy's Law says it will fail years before then, so you better start saving.If you do go through the purchase, I would treat those capex dollars as spent dollars and put them aside in a separate account.  

Then - plan for capx like roofs, windows, driveways, siding, HVAC systems.  

Yes, the equity would help with the move, but we do have a small saving and good support system in place.