If I find that LLCs do routinely protect business owners I will go forward with it.

However, as uncomfortable and discontent as I am, I grind every single day from sun up till way past sun down to try and obtain the knowledge I most certainly need.

We're not talking North-Korea where anyone is forced to disclose any info - if they are uncomfortable they can simply move on to find another unit.

So if you are uncomfortable, I'd say get it started now.I agree with everyone else here, your general contractor should tell you what HAS to be fixed, and what you might have a few more years on, and what's just cosmetic.    

The policy I have covers accidents and illnesses: $100 annual deductible, 90% reimbursement, no cap, chronic conditions covered, routine items that aren't accident/illness not covered.

Assess thoroughly Routinely, I analyze deals using the 2% percent rule.

We all know it's a hot market out there, but how is it affecting your daily routine?

When I looked at property in FL, what made me feel uncomfortable were the potentials of hurricanes and flooding.

Might be uncomfortable seeing that they paid on time and seemed to of been a decent tenant from reading your post but it is in your best interest to be proactive and aggressive in protecting your asset.

Call the police anytime time you see trouble—even though the bad elements have scanners and will scatter when they hear when/if officers are dispatched (give cross-streets or the liquor store address when you call, not your own address) Hang in there if you can, adjust your rental rate, but don’t lower your screening standards at all—be very diligent, and be sure to get at least two previous verifiable landlord references (bad tenants can look good on paper, be long term at their last place, and will get a glowing reference from their current landlord)In the end, if you feel unsafe and uncomfortable and don’t want to hang around for the neighborhood to change, sell the place, call it a expensive lesson, and screen your next neighborhood more diligently than your tenants.