Now I'm literally down to skim coating the stucco walls (they did it to hide the water damage), refinishing the floors, putting new light fixtures in and finishing the remodels on the kitchens/bathrooms. 

My thought process in using the 50% rule is as a hide line to see if the numbers even remotely work.

This provision is intended to eliminate wrap lenders’ incentive to hide transactions from the original lienholder, who may have a due on sale clause.

In today's digital world, we are so used to simply searching the internet and picking something from the first few results of search, that we often joke around in the tech community that the best place to hide a crime evidence would be the second page of google search.

Weed out 99% of them by immediately requesting a conference call on Skype where you see them on video.Scammers tend to hide behind a keyboard with smoke and mirrors.Legitimate mortgage brokers or lenders have no problem getting paid their fee when it closes.If a lender tells you everything is fine etc. when submitting your deal then run.

I don't have anything to hide or beat around the bushes but who wants to mess with the IRS anyhow. 

But it always seemed intuitive to me that in a recession, people would get squeezed out of the A Class apartments into more affordable units, as well as people getting squeezed out of owning into renting.I asked John more about this during a break and if he had any data on not just vacancy, but NOI, because I wonder if A class just hides their losses with concessions instead of lowering rent.Anyway, what you say @John Warren and @Christopher Lombardi seems totally rational and what I would expect.  

If they're relatively small, open concept and 1 story then you could do a vented gas rinnai monitor heater.Or if it's more cut up and you've got high ceilings then you could run a forced air furnace with the duct work at the top of the ceiling w/ a drop ceiling below to hide the duct work.

It seems like something is wrong and they are trying to fix something or hiding something I would contact an attorney just in case you need it.Brian Haskins

Walter Trock and David Hughes are quite simply running a Ponzi Scheme where they take in clients money, then hide behind an 85 page contract and use intimidation and fear tactics by threatening their clients if they go public.