After paying 10 years on a 30 year note, the outstanding balance would about 80% of the original loan amount.

Totally wrong and it'd done everyday by individual hard money lenders, those posing as privet money guys.Read the security agreement, generally a payment over 30 days constitutes default and the lender has every right to accelerate the loan to maturity, demand all amounts outstanding payable.

I think another great thing to add to a lease is to make sure that you say that all existing due balances will be settled by received funds prior to being applied to the rent due.Example:  If someone has a late fee of $30 due on next months rent and they only pay the amount of rent normally due, you'd first apply $30 to their outstanding balance. 

If you "season" the money by keeping it in your bank account for two full statement cycles, you might get away with hiding it, but I think I've been asked in every mortgage application whether I had any other outstanding obligations.

If I had to keep the utilities in my name then I would up to rent to include the cost of utilities up to X amount of dollars and also incorporate a utility deposit into the lease, and the utility deposit is used to cover any overages on utilities and outstanding utilities bills and anything left would be returned to them after they moved.

According to my calculations, the rent adjustment paid for rehab in July and since late July, I have been chasing him to provide a reconciliation report so that we can agree on how much he owes me.I am ready to move the properties to another Property Manager but would like to understand what options I have available to make him pay the outstanding rent to me.

., all offer outstanding school districts with some areas boasting private school quality schools.I do believe rents will adjust.  

So, if you have a contract price of $100,000 and the buyer gives you a $3,000 deposit, their outstanding balance would be $97,000.

But on the other hand if the grantor has a clear title and 100% interest in the property and no outstanding liens, etc, then the QCD transfers that good title.

Usually during the 11th year principal and interest is required to be paid  so the payment may be much higher since it contains principal in each payment along with the compounded risk of a variable rate based on prime that could go up at any moment.A lot of HELOC's  are 30 year loans, 40 year loans, or some are even 25 year loans so make sure to check out the term because it may impact how much amortization or principal will be required to be paid when it switches to principal & interest in years 11+ compounded with the interest rate risk that can go up to 18% in most cases.Personally if I knew I was going to have the debt from my primary outstanding for a long period of time I would use a fixed loan with a long term so that you wont have that risk of payment increases if you adamantly intend to purchase a rental.