Hello, I have a primary residence and about $10k in bad debt (not including car note, student loans and a small medical bill).

Quote from @Stuart Udis: Jay noted some good upgrades.Bathrooms: I spend more on tile across the board but even more so on for sale housing.

Who noted that we simply have a porous basement wall, like every other basement wall from that time period.

Hey James: These are note from an attorney that we use to evictions hope they help you.If you need exact notices may be I can paste them on here so they will help everyone is IL that needs to do an eviction.Eviction in Illinois Are Done By The Following Rules:There are some exception like the city of Chicago, Evanston & Cook County but the rest of the State Of IL is fairly straight forward.

Would love to hear your and your wife’s experience and share notes.

If you have a current note on there less than 4% I wouldn't bother.

On a recent episode of the podcast, I remember hearing one of the hosts discussing this town as a good place to invest but have not been able to find the show notes.

I do either 12 month balloon notes or notes where I get paid monthly. 

What was noted in their rejection letter ?

He noted a small mound of rocks and called them a Monument.