In my example, Haverhill, has some great A- and B+ areas, but the rental areas are the inner city for C.No offense to folks, but if you see more green grass....A+B and more storage/trash.....C+D.

It's just too bad we can't actually get these people charged with a criminal offense.  

Bryan, after my initial cringe of offense to your comment, I accept that is likely entirely true.

Learn 3 corny jokes that are so non-offensive people roll their eyes. 

@Jay HinrichsLOL no offense taken. 

Yes, the Bank will see it, primarily because as a borrower you are required by federal law to disclose the other loan obligations on your application for a mortgage loan with them and if you don't it' a federal offense and a felony in all 50 states.  

Others are just plain offensive and can't accept challenges to their preconceptions.  

(No offense to escrow officers, but I don't think you'd learn much in one of those offices...)

No offense to anyone doing that, but at this point in my life I can't do that.

No offense to other posts but in my experience, any time someone comes to my already with Farmers, State Farm, or any other captive company, we usually increase coverage, benefits and save about 20% or more at the same time.