Then, if she stays employed, the money will start to trickle in.

I can't speak for all offices, but I know from the offices I've managed and the core principles that are instilled to all offices, that profit is generated from a set price, down.  

I like to think that my college degree instilled a level of grit in me that led me to real estate investing.

Between the passion and lessons it instilled in me.Wouldn't say it was a homerun, but a decent deal.

People have a mindset, often instilled in them through family, friends, media, and politicians, that says they're incapable of achieving more.

And, it instills so much more confidence knowing they recognize the mistakes, because there learning from them, improvement is impossible from arrogance. 

I seem to have 1-2 people a week now reaching out to ask for PM advice in Milwaukee and thinking we need an additional market due to 1) pricing and 2) diversification.Fort Wayne IN still works for us but is getting pricy and with lower rents maintenance and eat into profits - Would like to start converting this properties to seller financed deals over the next few years.

I tell you this to instill confidence and urge you to not give up.

Prediction:The government has validated their new tool to instill fear and reduce liberty will successfully work and they'll have a nice precedent set for the next crisis.The inflation tax and tax on inflation tax will continue to be tools of choice to prop up our terrible fiscal policy in an attempt to manufacture "safety" for people that the taxpayer can't afford and government can't provide.Real estate landlords will be screwed, particularly in the more left-leaning locales. 

If in the event you do have a very high external risk profile that might attract a real lawsuit (a drug addled teenager driver) then acquire the level of umbrella insurance commensurate with your real risk (not phantom risk from some imagery "predator" instilled in your mind from a group scare monger selling you an LLC template).I would go even one step further and say an LLC in practical effect may actually INCREASE your risk profile as it could easily lull you into a state of complacency running your operation both in a careless and reckless manner.