Build a team with all that time in the morning and and the time you have by walking up early etc. 

.$130k debt on home including HELOC,  monthly mortgage & HELOC $1,155 month.

Next steps include analyzing deals, connecting locally, and studying financing options.Good luck!

One challenge to manage is being able to clarify for lenders on those rentals (if you have them) which amount of the premium should be paid for each rental so that they do not include the entire premium into their escrow analysis, inflating your monthly payment on that rental. 

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

In fact, some lenders add back repairs that are "one time" repairs.

I didn't at the time.  

I would visit local meetups for real estate investing, and also network with agents in your area that work with a lot of investors.

--- We've had this discussion with Zillow several times and asked them to create a separate category for 2-4 unit properties.

I would like to discuss it with you if you have the time.