IF any one has a sample of an Assignment Agreement that can share (Florida).Thank you!! 

If your test comes back hot then you go and hire a licensed industrial hygienist who will come out and do a full blown sampling and produce a report.

While I am creating awareness in the marketplace and earning the trust of these individuals through a relentless campaing of obtaining as much face to face time with them as possible, I am busily working to raise my competence through educating myself, doing small deals, and forming area-specific alliances.Is there anyone here who has gone through a similar exercise?

It is a simple math exercise. 

The IRS has a 120 day redemption period, which they almost never ever exercise, and then their lien is void on the property.

Welcome to Biggerpockets @Ray Sample, great to have you aboard.

. - Do you know how often lenders typically exercise the right to lower the limit?

Each month the Rent Board selects a random sample of 10% of all notices which state owner or relative occupancy as the reason for eviction, and transmitts this list to the District Attorney for possible investigation.

I would collect a non-refundable option deposit from them up front, create a cash flow every month and if the tenant/buyer exercised their option down the road got paid again. 

(Like all liquidation options, they do have the ability to throw up a gate if too many people exercise it at once ).