They seem to look at it as the balance you have on a credit card - it doesn't increase debt if you're not using the funds.  

If Property B fails, it can impact Property A and the whole house of cards comes tumbling down.It's also hard to make the numbers work.

You're just building a house of cards, stacking risk factors, and hoping that it will all work out. 

When you return an item, if it's on a credit card, you can just enter a credit card transaction for a refund and apply it to a COGS account. 

So, if there was a credit card judgment against your borrower, you would contact the lawyer who represented the credit card company (their name is on the certificate of judgment in the real estate records) and pay the money over to that lawyer. 

. - The ability to create online debit cards has helped a couple of times but I'd categorize this as a nice to have. - Free would be nice but if it's paid and has extra functionality I would consider. - Interest earning (not a ****** 0.2% either).

Dedicate one checking account and credit card exclusively to real estate.

After reading through old forums, I believe this is my best option....I am planning on opening another personal checking account, and getting a personal credit card.

Since I was 18 I've always used a debit card.

All credit cards are lines of credit but not all lines of credit have a card attached to them.