If it's on your credit, you are on the hook for it.However, it shouldn't effect the loan process too much, a simple Letter Of Explanation should be able to get the job done with the correct investor. 

Check with your lender to make sure you heard it correctly. 

The market will eventually correct the price. 

Key Check gave me credit and debt load, which was surprising, as most other methods people don't share.

Did I understand you correctly?

You are correct that this site is primarily for investors and I am one.

$2600 is correct/month.

I have met Eddie nice guy but i think your hunches are correct. 

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

There is way more things that can be covered and any attorney can correct me on here, but these are the ways we understand how to make it work.