It shouldn't be too complicated.

Don't make it more complicated than it has to be.

It isn’t anything complicated.

From the lenders point of view, they want to see that you have "skin in the game" that way if you do run into any complications, you'd be more motivated to address them as you are invested financially in the project yourself.Regarding the tenants, I'm a bit less experienced in that regard.

I'm seeing that VA loans can be a little complicated.

For commercial asset classes, local credit unions can often be an excellent resource for more complicated or unique property types. 

In most cases, neither is warranted.Warning: I am not an attorney, and this can be a complicated topic.

Basically they were making these into more traditional transactions with a commission attached.To further complicate it, the NAR clear cooperation policy meant you couldn't share those off market any more without incurring a $500 fine, so they would basically end just going to market anyways in that case.

Their false promises, inefficient processes, and overly complicated application requirements have been a costly mistake.

I agree and definitely think navigating the website and finding the "local meetups" has been over-complicated and frustrating.