@Jonathan Greene to piggy-back on what your laying down here: I believe a core component of the "problem" is a gross over & mis use of "Cash-flow". 

Seems doable, depending on a few factors will determine what the right product is for you.

Crappy products made not to last.

Quote from @Jonathan Greene: I believe your loan could get called if you transfer ownership to an LLC without consent of the lender, especially a brand new LLC that does not have two years of tax returns.Awesome!

william penn bank does not have that product any more. 

There’s no reason to go through a disaster (I'm mid recovery myself) and not get the financial upside by becoming the developer and selling a finished product versus raw land.If you have to completely rebuild, it’s a two year process at minimum.

I think they've done a great job of building their product and if you already have a property listed on Airbnb, it's super easy to import to MiniStays (though it's not difficult to list your property there if you don't.)

What is the end product of your effort and where is it located, how long will it take to sell?

That will have a much larger impact on your outcome versus the debt product. 

Quote from @Jaycee Greene: Quote from @Kyle Biggs: I believe the cash to rehab will be 30 to 35k.