Banks do not extend credit to anyone for nothing.To charge a fee on an existing loan, the lender will need to obatin consent of the existing borrower and the new borrower, that is not a problem, but it means technically, another closing.There are also what are called "compensating factors" these are issues surrounding the loan that either make the loan stronger or less with less risk or goes the other way, with more risk.There are many reasons for a lender to say no, could well be that the lending portfolio of a small bank is booked up and is not making additional loans or extending credit and if the term and amount are already mixed into the portfolio and offset by reserves and other investments, the might not be in a position to extend that laon amount.Each insured lending institution has a "written loan policy" which are the rules that management has set for all loans to be made and not following these rules is a violation noted by regulatory officials.

the best option is to get copy and make a appointment whit a Attorney anything any body whill tell will be a opinion whit out the details of the facts(lease)

( I get refrigerators pretty cheap especially ugly colors , I sand them down and go to a friends body shop and spray them white , they look like new)

Since we do this on a daily basis our bodies are used to working in this position.

Alternatively, they could try to sway the regulatory environment that makes it difficult for small businesses to compete by increasing the cost of entry into the market. 

Unless otherwise specifically stated or provided, Universal Property Management will obtain and pay for all required building permits and Owner will pay assessments and charges required by public bodies and utilities for financing or repairing the cost of sewers, storm drains, water service, and other utilities including charges for sewer and storm drain reimbursement, revolving funds, hookup, and other similar charges. 

I've been doing LIIFT4 with Beach Body On Demand.

Well believe this: If you are well loved and your mind and your body are healthy and you have time you will have confidence and strength and you most likely will succeed financially).

Ron Hubbard developed an enormous body of technology to ensure the success of any group.

I took control of my eating habits, a lifetime of abuse to my body, major changes.