If your contractor is good on time, money and quality, explain your issue, and move on to the next project.Full disclosure: I’m an electrical contractor and I once watched a person install a fixture meant to go on a ceiling as a wall fixture above a bathroom mirror (the fixture was 3 independent lights hanging by 4” hollow metal tubes off of one common frame with the bottom of the bulbs facing out of the glass trims).

What everyone else said I agree with for the most part, in that you should keep your expenses low and look to househack.I do however believe that since you will be making good income out of grad school and want to buy right away, as long as your debt to income ratio is okay and you have proof that you were recently in school, there should be no reason why you wouldn’t get approved. 2 years employment requirement doesn’t apply to recent students and more so to protect banks from the independent contractor worker type that can have extreme swings in income that can be more risky for the bank to loan on.

@Jonna Weber and @StacyA McBain can help you get started there.After you've familiarized yourself with the website for a while, you'll see a Financial Independence course by Brandon Turner show up under the Education tab.

Each KW office is independently owned an operated.

As an investor and Independent Insurance Agent, I agree with @Lynnette E. above.

Guidance is also needed for to ensure the LLC is operated cleanly and independently to reduce risk in a potential future lawsuit. 

As an independent insurance agent and investor I feel your pain.

As an independent insurance agent and investor I require all tenants to have at least $300,000 personal liability (it's not much more than $100k base ... and truth be told I prefer them to have $500k for less than $1.00 per month more).

I could be wrong but something feels very off with these numbers, and while that bank i'm working with has been great personally, the explanations to some of my questions have been somewhat ambiguous.Also, I want to ask what type of loan is best for a situation like this and has anyone worked with any good independent PA banks?

As you're growing and becoming more independent, they're having to get used to that thought and trust you.Plan your college to complement your plans and be a useful degree that can earn you money, whether through a high-earning job, or giving you the knowledge and skill to create your own path.