If you live a life of "what ifs" you will forever ride the sidelines.

It's just like riding a motorcycle..."

I am still a new investor and I have been putting in a lot of work every single day but I want to be able to ride this momentum that I am gaining right on into 2022.

I ended up going to college full-time (on a full ride scholarship) at John Carroll University, which is in a suburb of Cleveland, and the part-time job I had at a supermarket at the time was sufficient to qualify for the mortgage, interestingly.

This does not automatically over-ride the first appraisal. 

Regarding areas to look at, whether in the city, suburbs, or NW Indiana, there are of course pockets for each where you can find neighborhoods trending, where you might ride more of an appreciation wave....or neighborhoods that are a little more established and rents already stabilized. 

Oct will get a few bookings for those who ride the trail that runs in front of our house.

If you don't have cash for $350K or less, be ready to go on a rough ride and hope your agent is building relationships to help you get an edge.I am pulling properties that have been recently purchased by an LLC and seeing if I can get my buyers to see it before it's even complete.

Needless to say, that is a substantial return and if you can ride the appreciation wave, it can create extraordinary returns.

But if you can "ride out the storm" (per se) for several years then overpaying won't matter because you'll be making money every year with your cash flow.