I have no magic 8 balls but 2019 isn’t looking so hot for CA on many levels.

How wonderful she had a magical visit from her fairy godmother over the weekend, so that she could go from paying $0 of her rent to paying it in full.NOW I am 100% for the tenants that have their rent due on the 1st. 

Even ignoring regional differences, there is no magic rule of thumb percentage for reserves.

What’s the magic number for single family homes?

As soon as my PM puts a property up on Zillow for rent, the Zillow expected rent all of a sudden magically matches the number we advertise it for. 

I’m not saying anyone should rent if that doesn’t align with someone’s long term goals, I’m just saying that in most cases if your goal is only to be somewhere for a few years it makes more sense to rent, real estate isn’t magic you just simply can’t create a deal out of thin air, margins are the margins, rates are the rates & you make a plan based on that, but there’s not some secret way to make money, even off market deals I’ve found are often worse margins than on-market deals.

Let me know what margin did you pick since the all in one loan or AIO is based on 1 month libor + your fixed margin that you pick.The borrower has the option of buying down their margin but the real magic of the AIO is the interest is not only calculated daily but theres a 20 day grace period before its added/charged to your AIO account on the 20/21st of the next month.

Cash value life insurance creates a "magic checking account" that lets you put your money to work in two places at one time: The account still earns interest and the checks are written against a credit line.This is such easy basic finance that I can't believe people are going back and forth over it.

Creating an LLC and paying your Secretary of State does not give you magical legal separation. 

The first $40k of your taxable capital gain is in this magical 0% tax bracket.