I have never purchased a home, however I have excellent credit and a good job (well, secure job as a teacher). 730 is PITI on the refi My loan officer told me it would be an FHA refi.

There is no better time to start than now.If you have a product that is better than your compitition and at a better price, people will buy it.Most of my investors are CASH investors and I have had no trouble selling my houses.

As the entity grows, your intent is to market that investment as a product to where investors could receive fixed and secured returns.

They are in business to sell you a series of products, always at increasing prices.

Hello Everyone,I would like to introduce myself I am a small investor, and provider of different product in the Investment Business.

However, to accomplish that, you would either have to invent the next "must have" product, or work your butt off 24/7/365 for the rest of your life.

Mike,Thanks for the excellent feedback!

Also easy is to use Excel or Open Office Calc, both of which have built in forumlas for payments, future value, present value, etc.And, yes, you're correct.

Personally, I think it's counter productive and against the concept of free enterprise.

I revert back to it every know and then, but it is excellent for NEWBIES, OLDIES and GOODIES.