I'm assuming if I want to get bonus depreciation on my tax return in 2025, I will need to have a cost segregation analysis done by Dec 31.

After the 3 year period to redeem property, what am I to do as the tax payer?

We know the benefits of house-hacking and how it can afford someone to get ahead in real estate, so we wanted our next purchase to pay for itself via Airbnb.

We were planning $600/mo mortgage payment, $100/mo insurance & $100/mo taxes - balloon payment in 5 yrs.We are providing $5k to pay back taxes ($4k), back hoa ($125), pump septic & grease trap clean out ($225), survey ($600)  & our children are paying closing costs ($1500).Deal stalled as owner backed out on seller finance.Suggestions?

You'll likely have to pay cash for the property as it's unlikely you'll find financing for this type of endeavor. 

Depreciation also is a huge benefit that you can keep going as long as you are investing in real estate.There's always ways to make your life easier without paying those pesky taxes.

I'm afraid to put the money in a tax-advantaged retirement savings plan if I decide to move and it stuck in there.

It's not for me, but I can understand why some investors love it.Investors have been over paying for deals for years in Austin, especially the older vintages.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

@Susan K.Have the buyers pay the delta.