There has been some excellent info posted on these boards.

In Excel this would be "=PV(rate/12; term; -payment)".

If these ads help support the site I have little problem with them....as long as they are for legit products/services.

Michael,Thank you for the quick and excellent info!

So although these conventional products may not be available in the future, local banks and portfolio lenders may be solutions for you.

First of all, what type of job would allow me to be a part of the investment process for a company and not just having me do analytical/ excel formulas where I dont actually go out and look at properties and see how deals are done?

I have seen some products on television and on the net that look like the usual infomercial fluff, I want hard facts and to develop a business strategy for the brokering (middle-manning) of real estate notes.I have a plethora of questions on mmind, but I'll save this post for my intro.

Looking for florescence (white calcium deposits left behind from the water coming throught the foundation wall) it will give you a target to start with.I have a friend who is a local dealer for a product called Zipex.

Right now I am just using Excel to track my expenses, buyers and sellers list.

I used to use a product called MyRealtyData and it worked really well - however they changed their system on us and I kicked it to the curb.