Loan "guidelines" are what banks or brokers must fit your deal into to satisfy the actual money source and they all make up their own rules.

For commercial, I'd be sure that selling a single parcel fits within their larger portfolio.

Risk-taker (You got to be willing to take chances when opportunities present themselves).Personality (in less you have a ton of money already, people will not enjoy working with an a**hole)Outside the box thinker (got to be able to see things that others don't see or not willing to try)Willing to learn (the ability to take good advice as well as seek information to advance your business)Committed (everything isn't going to work as planned so you got to be willing to continue to try)Know when you say no (you got to say no to bad deals and/or partnerships)Please fill free to add or critic my list as you see fit.

As a buyer, the real estate agent will fight for your position, find properties that fit your criteria, walk you through a purchase contract, etc. 

If you are coming across people that are a good fit for that, we should talk about it.

I'll defer to the collective knowledge of the community on which is a better fit. 

They fit my needs at the time and enabled me to raise needed cash to pursue other types of deals.

Fixeds would have me paying until that crash happens but HELOCs let me only pay when I use the money which I think is a better fit for my 'waiting game'.Of course, I agonize that maybe I'm just losing time by not investing aggressively right now with all the money I could possibly get but, for now, I'm trying to be more conservative (as opposed to the last five years of aggressive investing).

I am sort of fitting all of the pieces together all at once ...

Besides acquiring my first investment property, one of my goals for 2020 is to start networking more so I can gain additional knowledge and possible find someone with the same mindset to JV a deal with.I currently live in Pasadena, MD and work in Beltsville, MD and I see that MAREIA may be a good fit and the group seems pretty active but do any current/past members have any feedback as its a paid membership and I want to make sure there is value in it (most likely my wife and I would attend so we'd be looking at the couples rate)?