It’s awesome to see your excitement @Joe —this journey can truly be life-changing.As someone who started out while serving in the military, here’s some advice I wish I had early on: take action, even if it’s small.

While I haven't had to file a claim with either company, I appreciate that Proper Insurance is backed by Lloyd's of London.

I'm assuming you don't use them anymore? 

To analyze deals efficiently, focus on key metrics like cash flow, cap rate, and expense ratios—make sure rental income covers mortgage, taxes, insurance, and maintenance while hitting your 6% cap rate target.

If we see any reduction in interest rates in the near future, we expect the market to become even more active, which would only amplify the already noticeable shift.Jan 1, 2020 to Jan 31, 2025 Mortgage RatesIn summary, while we are still navigating some uncertainties with higher rates, the outlook for the Las Vegas real estate market in 2025 is promising.

One said I needed one type of exit light, while the other said the municipality couldn’t make me do that kind of thing and I could go with a different cheaper option.  

I’m drawn to real estate not just for financial freedom but to build a legacy for my family while contributing positively to communities.

While we don’t have state income tax here we do have the hurricane tax that comes with high insurance premiums and little real insurance benefits/help when it’s needed.

While I am not in San Diego, I spent some time out there last summer (Ocean Beach) and loved it!

while we are talking about it Cal Fair  how much more are they than what had been typical insurance rates  ??